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Mr. Barratt,

Thanks for being there for me when I needed help. I reminber it all too well. Unfortunately, I was involved in an automobile accident with three other automobiles a few years back. I was not at fault but the responsible party did not have automobile insurance my agent seemed uninterested. Frustrated as I was, Mr. Barratt assured me there was a solution to this salient situation. First of all he told me to be patient. Secondly, he made sure I received a copy of the police report. His experience, tenacity and knowledge became quite evident as time passed. He incessantly stayed in touch with me assuring me my case would be settled even though the gentleman who ran into my automobile had no insurance. Not only was the case solved within the frame-time given to me by Mr. Barratt at our first meeting but the amount of money I received was more than satisfactory. Although not injured seriously, Mr. Barratt was also able to introduce me to experienced  medical people who in turn provided excellent medical care. My injuries healed adequately, my car was repaired with no cost to me and all turned out well. Without question, I would highly recommend Mr. Barratt to any friend, family member or associate who was in need of a personal injury attorney. If further comment is necessary please feel free to contact me at the below email address or cell phone number.


--
Patrick McCormick
Century Mortgage
Senior Loan Officer
Patrick@cmcloans.com
(c) 317.590.5393
(o) 317.844.8667
(f) 317.844.8876

Eating Out on the Cheap Without Looking Cheap

Monday, October 19, 2009 7:00 am

By: Barbara Pachter Source: Bottom Line Business
The manager might be willing to
let you create a special menu for your group. To control
your costs, omit the restaurant's priciest dishes from this
menu.

The restaurant manager even might be willing to negotiate a
special discount... or a fixed "per head" cost for your
dinner, particularly if it is on a slow weeknight. You will
have to give the restaurant at least several days' notice
to arrange a special menu. The larger your party, the
greater the odds that the manager will agree.

Helpful: Let the manager know if you treat groups to meals
frequently. Discounts and other special terms are most
likely for customers who bring repeat business.

Don't order the specials. Specials often are priced 10% to
40% higher than menu listings. Many restaurants don't even
say how much specials cost unless customers ask -- and
you'll seem cheap if you ask.

You can't prevent your guests from ordering the specials...
but avoid restaurants likely to feature ultra-pricey
lobster, crab or steak entr�es.

Clip coupons. Even fancy restaurants sometimes issue
coupons during difficult economic times. These coupons
might be in regional "entertainment" coupon books... in
local newspapers... or sent to those who sign up for the
restaurant's mailing list on its Web site.

Do not let your guests see you use a coupon -- doing so
seems cheap. Excuse yourself from the table to pay the
bill. If a coupon must be presented in advance, arrive at
the restaurant before your guests and ask the manager to
have the discount applied confidentially.

Remain sober. A tipsy host might fail to notice that a
guest has taken over the wine ordering and made a
budget-busting selection. Besides, the more you drink, the
more your guests are likely to drink, driving up your bill.

Host a lunch rather than a dinner. Restaurants often price
their lunch entr�es as much as 50% lower than dinner
entr�es... and your guests are likely to drink less at
lunch.

Avoid paying a big bar tab. If the group wants to go to a
bar after your dinner, agree to this and pay for the first
round -- then come up with a polite reason why you can't
stay any longer. Otherwise, you'll be expected to pick up
the entire bar tab. Example: "I'd love to stay longer, but
I have an early meeting tomorrow."   

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